TAX SAVING · SECTION 80C · 3-YEAR LOCK-IN

Best ELSS Tax Saving Funds 2025

ELSS funds let you save up to ₹46,800 in tax by investing up to ₹1.5 lakh under Section 80C. 3-year lock-in. Equity exposure. The only 80C option with real growth potential.

Your bank will push their ELSS. We'll show you all of them.

Tax Saved (30% bracket)

₹46,800/yr

Lock-in Period

3 Years

Max Deduction

₹1,50,000

Deadline

March 31

ELSS vs Other 80C Options

Shortest lock-in. Highest potential returns. Lowest guaranteed returns.

ELSS

3 years

10-15%*

PPF

15 years

7.1%

NPS

Till 60

8-10%

FD (Tax Saver)

5 years

6-7%

SSY

21 years

8.2%

* ELSS returns are market-linked and not guaranteed. Historical averages.

All ELSS Funds (Direct-Growth)

0 schemes found · Direct plans only · Click for full analysis

How to Pick an ELSS Fund

01

Direct plan only

Regular plans give 0.5-1% to your distributor every year. For 3 years of lock-in, that's real money.

02

Check expense ratio

Lower is better. Anything above 0.5% for a Direct ELSS is overcharging. Some charge 0.3%.

03

Don't chase 1-year returns

Look at 3-year and 5-year returns. ELSS has a 3-year lock-in — 1-year returns are noise.

04

Start before March 31

Even ₹500 counts. You don't have to invest the full ₹1.5 lakh at once. SIP works too.

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Fund data from mfapi.in. This is not investment advice. ELSS returns are market-linked and not guaranteed. Consult a SEBI-registered advisor before investing. Boredfolio doesn't sell funds or earn commissions.